GRATEFUL TO HELP YOU

BUY NORTHERN COLORADO

FOR HUMANS. BY DATA.

THE HOME BUYING PROCESS IN A NUTSHELL

  • We’ll first meet to discuss your short- and long-term goals, your budget, and expectations. The purpose of this zero-obligation meeting is to give you a greater understanding of the home buying process and how we’ll make it as easy, stress-free, and — dare we say— fun.

  • The most important conversation you'll have before house hunting isn't with us — it's with a lender.

    You'll submit pay stubs, W-2s, and bank statements.

    From there, you'll get a formal pre-approval letter. In our market, that letter is your golden ticket. Sellers won't consider an offer without it, and honestly, house hunting without one is a little like shopping without your wallet.

  • You'll read plenty of advice telling you to nail down your must-haves and nice-to-haves before opening this door (pun totally intended). And while we don't totally disagree, we'd push back a little. We believe in window shopping. We believe in letting the process teach you things a spreadsheet can't.

    You probably don't know that a pantry is a must-have until you feel a kitchen without one. You probably don't know you’d live with an outdated kitchen for the trade-off of a panoramic Horsetooth view until you're standing in front of it.

  • Home buying is like marriage: part love, part legal transaction, and it always starts with a proposal.

    Once you've found the one, we'll do a thorough, multi-point analysis to determine the home's current market value — strongly considering sold comparables, days on market, and any competing offers.

    Ultimately, you decide on the price and terms.

    We handle the paperwork, the deadlines, and all the legal language.

  • Fair warning: it’s nothing like it looks on HGTV.

    A straight "yes" is rare.

    More likely, the seller will respond with a counteroffer: a different price, different terms, or both.

    This is where the brilliance of a master negotiator is not only appreciated but required. Our job is to fight for the most cost-effective, most efficient, and most favorable terms possible — and it’s what has earned us a consistently loyal client base.

  • In most cases, the contract provides you with a timeline to obtain financing, as well as time to inspect the physical condition of the home.

    We pride ourselves on being incredibly detailed.

    We’ll be sure to inform you of all of your rights and responsibilities related to the contract and ensure we’re hitting all deadlines in a timely manner.

  • Closing typically takes place at a title company and usually runs 60–90 minutes. You'll review your loan documents, pay your remaining down payment and closing costs, and sign about a bazillion documents. Finally, ownership is transferred!

  • Make sure to notify the post office, your VIPs, and your utility companies of your move. And may we also suggest changing the locks?